Our August issue of the Mortgages for Doctors newsletter is now available to read in full.

This month's edition covers the latest Bank of England decision, with the rate held at 3.75% following the August MPC meeting. With inflation having eased to 2.6% but expected to rise again due to ongoing energy price pressures linked to disruption in the Middle East, we look at what this means for the mortgage market and what to watch ahead of the next review on 17th September.

The newsletter also breaks down the difference between Freehold and Leasehold property tenure, alongside five top tips for anyone moving home or buying for the first time - from getting your finances in shape to securing a mortgage agreement in principle.

On the lender and criteria side, we cover Halifax's exclusive mortgage deals for Lloyds Premier customers, and an insurer update on dual life assurance - explaining how this differs from joint life cover and when it may be worth considering.

We also look at cash back on mortgage products. Some lenders offer this as an option, which eligible clients could use towards costs, savings, or other priorities.

If you would like to discuss your own mortgage or protection options, please don't hesitate to get in touch.

This newsletter is intended for information purposes only and should not be considered personal financial advice. All content is subject to lender and insurer criteria, client eligibility and assessment of circumstances. Your home may be repossessed if you do not keep up with your monthly repayments.

Read the August 2026 Newsletter

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