Cookie Consent

By clicking “Accept”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.

Securing the mortgage you want as a Junior Doctor isn't always easy. We're here to help.

Are you a junior doctor finding it difficult to get a mortgage?

Through no fault of your own, it can be challenging to have your mortgage application accepted. To begin with, your history of fixed-term contracts throughout your medical training puts your mortgage application at a disadvantage — most lenders want stability.

Then there’s the problem of proving your earnings. Being a junior doctor, your medical training will inevitably make it harder for you to demonstrate a consistent income. The whole process is daunting, difficult and unjust.

But it doesn’t have to be.

We connect you with a wide network of lenders that understand your position. We break down the barriers, remove the stress and give you access to the best mortgage rates available. We make it easy for you.

Book a free consultation call with us

Why not book a free consultation call with one of our mortgage advisers?
Book a consultation

How it works: Amanda finds a specialist lender

Amanda is a trainee doctor looking to purchase her first property.  She had a small deposit, boosted by a gift from her parents, which amounted to 15% of the purchase price. Although Amanda had a good income, she required a lender who could lend 6 times her income. High street lenders generally cap at 4.5 times income.  

We used a specialist lender who was able to lend the amount she wanted based on the fact that Amanda’s income was likely to increase as her career progressed.

Without our specialist advice Amanda may have stopped looking at property after speaking to her own bank, but Amanda is now happily settled in her beautiful new home.

Not sure where to start? Read our guide to securing a mortgage as a Junior Doctor

Read the guide

How we help you

From day one, we do all the hard work for you. Our team of experienced professionals specialise in mortgages for junior doctors and will ensure that you get the best possible deal in the shortest amount of time.

How long does it take to get a mortgage?

Book a free consultation call with us

Why not book a free consultation call with one of our mortgage and protection advisers?
Book a consultation