Our blog

Why don’t more people spend time on creating a will? We look at the various reasons for this, with some startling statistics to ponder.

A healthy money mindset is the foundation of financial success and wellbeing, which is why it’s essential to understand the impact of your money mindset on your financial journey.

Income protection insurance is crucial for doctors, providing financial security if you're unable to work due to illness or injury. Read our comprehensive guide.

Whether you're looking to prepare for retirement or support your children's education, reaching your 40s is a milestone. Here's a guide on how to make good financial decisions in your 40s.

Saving money is a task that many people find challenging. It’s easy to see why. However, automating savings can make the process significantly easier and more effective.

Life is unpredictable, and sometimes, people pass away earlier than expected. In such unfortunate circumstances, it's essential to understand what happens to your pension.

One trend gaining popularity is the use of investment platforms. But what exactly are these platforms, and how can they benefit you?

Is a ‘hybrid’ approach the answer to modern retirement? The traditional concept of retirement is undergoing a profound transformation.

Teaching children about finances and how to manage money from an early age is one of the most important things you can do to set them up for success in the future.

Exploring the concept of ‘enough’. How can we ever achieve ‘enough’ if we don’t define its precise meaning?

How giving to charity can reduce your tax bill, and provide mental health benefits as well.

We are thrilled to announce our partnership with Acre, a leading provider of CRM solutions for mortgage intermediaries.

Having protection insurance can provide assurance that we’re financially secure in the face of life’s uncertainties. But you may be wondering whether your policy will pay out when you need it.

Spring is a time for renewal, rejuvenation, and fresh starts. It's also the perfect time to take a closer look at your finances and make some positive changes.

5 things you should know about income protection

The Chancellor's announcements this Spring Budget aligned with expectations and we review some of the main areas in our article.

The prospect of retiring or working abroad offers an exciting opportunity to experience new cultures, climates and lifestyles. It’s something many of us dream about. But what are the tax implications?

The shift towards online banking and digital financial management means all of us need to be careful and maintain good practices with cyber security.

Your credit score is an important indicator of your financial health. Lenders use the figure to evaluate your creditworthiness.

What happens when you pay off a mortgage? Discover the transformative effects of becoming mortgage-free and the newfound financial flexibility it brings.

Inflation, the general increase in prices and fall in the purchasing value of money, is a key economic factor that affects various aspects of our lives, including the housing market and mortgages.

While there's no magic wand to instantly lower your monthly outgoings, dedicating some time and effort can reveal numerous ways to potentially reduce your bills.

Buying a home is a significant milestone, often accompanied by excitement and anticipation. Butmnavigating the complex world of mortgages can be a daunting task.

In this article, we demystify some common mortgage terms to empower you on your journey to homeownership.

Unexpected events, such as the death or critical illness of a key employee can have a significant financial impact on your organisation. That's where business protection insurance comes in.

In the face of economic uncertainties and the commitment to halving inflation, the UK government has introduced the Mortgage Charter.

With conflicting reports from various sources, it's challenging to discern the true trajectory of house prices in the coming months. We delve into the current state of the market.

With its unique blend of natural beauty, strong economy, and a vibrant community, it's no surprise that Aberdeen has been voted the best place to live in the UK.

What you need to know about holiday let mortgages - the requirements for a holiday let mortgage, the benefits and the risks.

A fixed rate mortgage can be an attractive option as they offer a fixed interest rate for a predetermined period, usually ranging from two to five years. But what happens at the end of this period?

Buying a home is one of the most significant financial commitments many people will make in their lifetime, but what other associated fees are there?

When it comes to buying or selling a home, factors such as location, size and interiors often take centre stage. However a garden can significantly impact a property's value as well.

Critical Illness Cover is, in essence, a type of insurance policy that provides a lump sum payment in the event of a specific serious illness such as a heart attack or a stroke.

Is buy-to-let investment worth it? The tide is turning with TSB reducing its mortgage rates by up to 0.5% across its residential and buy-to-let products.

Getting a mortgage may seem like an impossible task if you’re self-employed, but there are many ways you can increase your chances of securing a mortgage. Read our article to find out how.

Many people tend to assume that life insurance is only necessary for those who are young and just starting out in life. The reality is that life insurance is important at any age.

Knowing when to buy a house can be challenging, especially during a cost-of-living crisis. It can depend on a range of factors, including your personal circumstances and financial situation.

Protection insurance is a necessary investment for anyone who wants to ensure their financial security in the event of unforeseen circumstances. We explore what affects the cost of insurance.

Your guide to offset mortgages. When it comes to managing your mortgage and maximising your savings, offset mortgages have gained popularity as a flexible and efficient solution.

In this article, we look at the impact rising interest rates can play on family dynamics and why they are getting the blame for intergenerational conflict

When it comes to buying a home, one of the first steps you'll probably take is obtaining a mortgage in principle, also known as a ‘mortgage agreement in principle’ or a ‘decision in principle’.

What could the recent Bank of England interest rate rise mean for you?

Here we discuss what a Shariah mortgage is and how they differ from other mortgages.

As a locum doctor, you may be considering or already work via a limited company . Here we explain how this can impact you getting a mortgage.

Here we discuss the importance of using a specialist mortgage broker for doctors, how they can help and considerations if you decide not to use a broker.

Here we discuss what is stamp duty, who pays it and how much do you have to pay?

Can you get a mortgage with a tier 2 visa? Here we explore the different considerations for getting a mortgage as a foreign doctor in the UK.

Here we describe the different types of insurances you need once you have a mortgage. We discuss mortgage protection, income protection, life cover and critical illness cover.

How long does it take to get a mortgage? Here, we explain the process you will go through and how long it could take you.

First Home scheme, here we discuss what it is, and how NHS Key workers can benefit from up to 50% off the price of a new home.

Can you get a mortgage as a locum doctor? Here we explore how.

Despite what you might have read, both insurers and mortgage lenders are open for business.

If you are thinking of opening the doors to the Bank of Mum and Dad either now or in the future, here’s a guide to all the factors you need to consider.

A guide to lifetime mortgages and equity release.

As first-time buyers struggle with a lack of affordable housing, different challenges face those at the other end of the housing market: so-called ‘last-time buyers'.

It should come as no surprise that mortgages are getting longer. More homebuyers are choosing to take out ‘marathon mortgages’ over a 40-year period, but what are the pros & cons?