Our June issue of the Mortgages for Doctors newsletter is now available to read in full.

This month's edition covers the latest Bank of England decision, with the rate held at 3.75% following the 18th June meeting. With inflation having eased to 2.8% but expected to rise again due to ongoing energy price pressures, we look at what this means for the mortgage market and what to watch ahead of the next review on 30th July.

The newsletter also features a First Time Buyer Hub, walking through the most common routes onto the property ladder, from standard purchases and Shared Ownership to Joint Borrower Sole Proprietor arrangements and Concessionary Purchase mortgages. Some of these schemes may also be available to non-first time buyers.

On the lender and criteria side, we cover Santander's 10K deposit scheme for first time buyers, a useful tip on CCJs and how they can impact your lending potential, and an insurer update on fracture cover- which may provide a lump sum payment in eligible cases without affecting your main cover.

We also spotlight a range of mortgage schemes currently available in the market, including Skipton's 0% deposit Track Record Mortgage, Halifax's 5K deposit scheme, Barclays' Family Springboard, and Pepper Money's Concessionary Purchase option.

If you would like to discuss your own mortgage or protection options, please don't hesitate to get in touch.

This newsletter is intended for information purposes only and should not be considered personal financial advice. All content is subject to lender and insurer criteria, client eligibility and assessment of circumstances. Your home may be repossessed if you do not keep up with your monthly repayments.

Read the June 2026 Newsletter.

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