Our November issue of the Mortgages for Doctors newsletter is now available to read in full.

This month's edition covers the latest Bank of England decision to increase the Bank Rate to 4%, following its November Monetary Policy Committee meeting. With inflation at 3.5% and further increases forecast, we look at the factors behind the decision, including rising energy costs, and what the change could mean for mortgage holders ahead of the next review on 17th December.

We also take a closer look at the Autumn Budget, highlighting announcements affecting homeowners and prospective buyers. From proposed changes to savings schemes for first-time buyers and investment in affordable housing to measures aimed at easing household costs, we review what these developments could mean for the mortgage market.

Our Hub includes practical guidance on mortgage overpayments, with an example showing how additional monthly payments could reduce interest costs and shorten a mortgage term. We also explain the difference between remortgaging and a product transfer, and explore how Family Income Benefit insurance works and how it could help provide financial support for loved ones.

On the lender and insurer side, we cover Accord's approach to overpayments during its product transfer window, alongside an option offered by some insurers that allows customers to complete parts of their insurance application privately and at a convenient time. Plus, we share a reminder about keeping tax returns up to date when applying for a mortgage or additional borrowing.

Read the November 2026 Newsletter.

Information is provided for general guidance only and is correct at the time of publication. Mortgage products and availability are subject to individual circumstances and lender criteria. Your home may be repossessed if you do not keep up repayments on your mortgage.

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